Legal
Terms of Use
1. Scope and acceptance
These Terms of Use govern stewardandstructure.com and its content, features, and communications (the “Site”). “Steward & Structure,” “we,” “us,” and “our” refer to the Site operator. A signed client agreement separately governs advisory services and controls if it conflicts with these terms.
2. General information—not professional advice
The Site provides general information about family governance, stewardship, succession, decision rights, and family-enterprise advisory. It is not legal, tax, accounting, audit, fiduciary, investment, insurance, psychological, therapeutic, medical, or other regulated professional advice. It is not a recommendation regarding a security, investment strategy, legal structure, tax position, provider, or transaction. Consult appropriately licensed professionals familiar with your circumstances and jurisdiction.
3. No client, fiduciary, clinical, or confidential relationship
Viewing the Site, emailing us, or making an inquiry does not create a client, adviser-client, fiduciary, attorney-client, therapist-patient, agency, or other professional relationship. An engagement exists only after both parties sign a written agreement. Unsolicited communications are not confidential and may not be privileged. Do not send identity documents, account information, tax records, health information, passwords, private family records, or security procedures until a secure channel is confirmed.
4. No offer or guaranteed availability
The Site is not an offer or solicitation where unlawful. We may accept or decline an inquiry, determine conflicts and fit, or limit services by person, matter, or jurisdiction. Service descriptions are illustrative and may change.
5. No promise of outcomes
Family and enterprise outcomes depend on facts, relationships, decisions, implementation, markets, laws, advisers, and events outside our control. No framework, facilitated process, example, or statement guarantees consensus, harmony, succession, compliance, continuity, performance, or risk reduction. Past or representative experience does not promise a similar result.
6. Limited license and intellectual property
We grant a limited, revocable, non-exclusive, non-transferable license to view the Site for lawful internal evaluation. Site copy, design, marks, graphics, frameworks, and original materials are owned by or licensed to us. Except as law permits, you may not copy, republish, sell, sublicense, scrape, frame, remove notices from, create derivative works from, use to train an automated or artificial-intelligence system, or commercially exploit them without prior written permission.
7. Prohibited conduct
You may not use the Site to violate law or rights; impersonate or misrepresent affiliation; harvest information; transmit harmful code; probe or test vulnerabilities; bypass controls; interfere with operation; automate excessive requests; or help another person do so. We may restrict access and preserve or disclose information where reasonably necessary to protect rights, users, systems, or comply with law.
8. Third parties
Third-party references or links do not constitute endorsement, warranty, or responsibility for advice, content, security, availability, or practices. Your dealings with third parties are solely between you and them. Provider selection and oversight remain the client’s responsibility unless a signed engagement expressly states otherwise.
9. Accuracy, availability, and security
We may update the Site without notice and do not warrant that content is current, complete, error-free, or fit for a particular purpose. Access may be interrupted. Internet and email communications are not guaranteed secure. You are responsible for safeguards, backups, and independent verification.
10. Disclaimer of warranties
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, SECURITY, AND QUIET ENJOYMENT. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS.
11. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR OWNERS, PERSONNEL, CONTRACTORS, AND SUPPLIERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES; LOST PROFITS, REVENUE, DATA, OPPORTUNITY, OR GOODWILL; OR BUSINESS INTERRUPTION ARISING FROM THE SITE, EVEN IF ADVISED OF THE POSSIBILITY. TOTAL LIABILITY ARISING FROM THE SITE WILL NOT EXCEED THE GREATER OF US$100 OR THE AMOUNT YOU PAID US, IF ANY, SPECIFICALLY FOR SITE USE DURING THE PRIOR 12 MONTHS. LIABILITY THAT CANNOT LAWFULLY BE LIMITED IS NOT EXCLUDED.
12. Indemnification
To the extent permitted by law, you agree to defend, indemnify, and hold harmless us and our owners, personnel, contractors, and suppliers from third-party claims, losses, liabilities, costs, and reasonable legal fees arising from your unlawful Site use, violation of these terms, or infringement of another’s rights.
13. Governing law; forum; claim period
New York law governs, without regard to conflict-of-law principles. Subject to non-waivable law, Site disputes must be brought exclusively in state or federal courts in New York County, New York. Each party consents to jurisdiction and venue there and, TO THE EXTENT PERMITTED BY LAW, WAIVES TRIAL BY JURY. Claims must be filed within one year after arising unless law requires longer. We may seek injunctive relief for misuse of intellectual property, confidential information, or security systems.
14. Changes and general terms
We may revise these terms by posting a new date. Continued use constitutes acceptance. An unenforceable provision will be limited to the minimum necessary; the remainder will continue. No waiver is continuing. You may not assign these terms without consent; we may assign them with a reorganization, transfer, or Site operation. These terms, the Privacy Notice, and Disclosures are the entire agreement for Site use. Mandatory consumer rights remain unaffected.
15. Contact
Email questions to hello@stewardandstructure.com without confidential or sensitive information.